Delta’s SME cyber insurance product covers crisis-management costs including, but not limited to, data forensics, breach consultation services, restoration, breach response services and PR (including personal reputation), business interruption, network extortion, and third-party liability claims.

Accountable for their actions, directors and officers can be personally liable for their legal obligations, with resulting lawsuits time consuming and costly to defend. This provides you with comprehensive cover for costs involved with legal action arising from carrying out management and fiduciary duties.

Delta has specifically designed this policy to respond to the broad needs of modern technology companies that provide consulting services, application & software development, software-as-a-service (SaaS), platform-as-a-service (Paas), cyber security consulting, web design, hardware distribution, cloud services and the like. We protect our clients against liabilities arising from professional errors & omissions as well as legal liability for personal injury or property damage caused to other parties. Unlike most other policies, there is clear coverage for common risks such as Contractual Liability, Project Delays and Cyber Security breaches. Also distinct from other policies, our clients only pay an Excess if found liable and we start defending from day one. 

One of the biggest threats facing businesses today is the dramatic rise of cyber extortion and ransomware worldwide and the Asian market has had its fair share of cyber attacks recently. The immediate impact of a cyber attack and its flow on effects can seriously hinder a company’s ability to operate. Our cyber policy provides you with wraparound crisis management services that give you peace of mind in the the event of a cyber attack and the help you need to minimise the likelihood of an attack in the first place 

Professionals owe a duty of care to their clients. Professional Indemnity Insurance protects you against the costs of legal action and claims arising from an alleged loss based on a professional error. The policy covers you if you provide any professional service involving specialist knowledge or expertise and for complaints made against you to a professional body. The policy also covers against civil liability for professional negligence, breach of contract, misrepresentation, Breach of the Fair Trading Act, defamation, unintentional breach of intellectual property rights, and dishonesty of employees.