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Introducing Delta Underwriting’s Technology Liability product

By August 23, 2022August 25th, 2022No Comments

In our recently announced partnership with Delta Underwriting, we shared that Cyber, Technology Liability, Professional Indemnity and Directors & Officers Liability insurance are in huge demand amongst SMEs, but access to such products by intermediaries is limited and cumbersome. 

One of the reasons for the partnership was to allow intermediaries quick and easy access to a suite of insurance products, with a similar focus. 

Technology Liability product

Intermediaries can now access Delta Underwriting’s Technology Liability product via Surer. 

This policy was specifically designed to respond to the broad needs of modern technology companies that provide consulting services, application and software development, software-as-a-service (SaaS), platform-as-a-service (Paas), cyber security consulting, web design, hardware distribution, cloud services and the like.

Your clients will be protected against liabilities arising from professional errors and omissions as well as legal liability for personal injury or property damage caused to other parties. Unlike most other policies, there is clear coverage for common risks such as Contractual Liability, Project Delays and Cyber Security breaches. Also distinct from other policies, your clients only pay an Excess if found liable and we start defending from day one.

This article seeks to give you a high-level overview of the product and some of its core benefits:


  • Broad Spectrum of Clients from Individual SMES to Listed Companies with a Global Footprint
  • Technology insurance specialists: One of the most experienced Technology Liability Underwriting and Claims teams in Singapore.
  • Global Experience & Capability: Tproficiency with underwriters that have crafted solutions for some of the world’s largest technology companies
  • Broad Technology Wording Addressing Modern Exposures
  • Tailored Claims Response
  • Contractual Liability Coverage: Protection against warranties or guarantees made.
  • Cyber Liability Extension Up to full policy limit
  • Fee Refund/Contractual Fees Extension: Most claims start with a fee dispute. 
  • Intellectual Property Extension
  • Mitigation Extension: Avoid friction by paying typically uninsured costs to avoid litigation and maintain relationships
  • Project Delay Coverage

Coverage Features

  • Insuring Agreement: Broad Errors & Omissions trigger applying to the Professional Indemnity Section.
  • Contractual Liability: Affirmative Breach of Contract cover.
  • Compensation for Attendance
  • Claims Preparation Costs
  • Continuous Cover: Applied to prior policy.
  • Cyber Liability
  • Defamation
  • Dishonest or Fraudulent Employees
  • Emergency Defence Costs
  • Estate Extension
  • Extended Reporting Period
  • Fair Trade Act
  • Fee Refund/Contractual Fees
  • Intellectual Property
  • Joint Ventures and Partnerships
  • Licensee Intellectual Property Rights
  • Loss of Information
  • Loss Mitigation
  • Marital and Domestic Partner
  • Patent
  • Project Delay Coverage
  • Public Relations Expenses
  • Quasi-Judicial
  • Technology Product Recall Costs
  • Vicarious Liability for Contractors Additional Insured
  • Any One Claim
  • Costs Exclusive Excess
  • Defence Costs in addition to the Limits

Now that you understand the product, don’t forget to check out this video tutorial on how you can leverage your Surer account to generate quotes instantly, speeding up the deal closing process!

The description of coverage contained in this article is a summary and is for illustrative purposes only. The coverage is subject to terms and conditions outlined and certain restrictions, limitations and exclusions contained in the policy of insurance. In the event of any conflict between the descriptions of coverage in this document and the policy of insurance, the provisions contained in the policy of insurance will prevail.

Want to access this Delta product as an insurance intermediary? Sign up for your FREE Surer account now!

It is fuss-free. No credit card or payment required.


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